Every personal emergency is a crisis in a different way — a job loss, a sexual assault, a car wreck — each taking a unique toll on your life. But all emergencies come at the same time: when you least expect it.
You know you're one botched bike-ride away from major medical bills and serious time off work. But are you actually ready for sudden expenses or an unexpected drop in income?
In other words: Do you have an emergency stash of cash?